Mary Kathryn (Kathy) Farrell Memorial Donor Advised Fund

Although Mary Kathryn (Kathy) Farrell grew up in many places throughout the United States, St. Marys, Pennsylvania, was the one place she always considered home. As a member of the Kosco family, Kathy treasured living close to her many relatives. She enjoyed spending time with family and often shared her love of baking with those around her.

Kathy deeply appreciated the Elk County community and all that made it special. From the simple joy of visiting yard sales to taking in the area's natural beauty, she found happiness in the people, places, and experiences that made St. Marys feel like home.

Throughout her life, Kathy believed in giving back and helping others. The Mary Kathryn (Kathy) Farrell Memorial Donor Advised Fund was established in her memory to honor that spirit of generosity and continue her legacy of kindness and compassion. Through this fund, her love for the community and her commitment to helping others will continue to make a meaningful difference for years to come.