Pro-Consumer Auto Insurance Bill Now Law

Legislation designed to protect consumers who change auto insurance carriers was recently signed into law.

Act 3 of 2026 requires the Pennsylvania Department of Transportation to create an online verification system to modernize its processes for ensuring motorists are carrying insurance on their vehicles, as required by law.

Under prior law, insurance companies would notify PennDOT when an auto insurance policy was canceled, but companies were not required to notify PennDOT when a driver acquires a new policy. If vehicle owners missed written notification from PennDOT to provide proof of insurance, those vehicle owners were then saddled with a three-month suspension of their registration.